Most people would describe a First Time Buyer as someone who has never owned a property before. There are however some lenders who still consider you to be a First Time Buyer even if you own a property abroad, or if you haven’t owned a property for a specified period.
The definition of a First Time Buyer can be important as lenders may offer specific incentives such as free valuations or cashbacks to applicants who are starting on the property ladder and who perhaps need extra help with the costs of buying their first home.
If you’re planning to move house, it’s more important than ever to find a multi-tasking mortgage. At Cube, our mortgage brokers use your income and expenditure to determine which deal will afford you the asking price, while keeping your monthly repayments realistic. We’ll also submit your application and stay on the case until you receive your offer.
When it comes to securing a buy to let mortgage, keeping up with ever changing regulations can be challenging. This is why a good mortgage broker is indispensable. From the deposit you’ll need to pay, to how your mortgage is calculated, CUBE brokers offer straight talking advice. All while seeking out a most suitable mortgage that will keep your expenditure minimal and your income healthy
Remortgaging to fixed rate could be an effective way of potentially saving Money by moving from standard variable rate when your initial deal ends.
“Switching to a different lender may incur additional/extra costs”
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Cube Mortgages Ltd
Trading address,Suit 5a, 30 Bancroft, Hitchin, SG5 1LA
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